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Blackjack Variations

A. Antonova (editor) |

Blackjack Variations Ensuring More Diversity While Playing the Game

Blackjack VariationsWith blackjack being a game adored by many, it comes as no surprise that it is available at any reputable brick and mortar or online casino. To diversify players’ gaming experience, casinos often offer multiple variations of the game of 21, with rule alterations that may often make one’s betting session more thrilling and rewarding.

As we have previously covered, blackjack basic rules apply to almost any variation of the game you can come across both offline and online. That said, there are certain rule alterations you need to be aware of when choosing a blackjack table to join. While some standard Vegas rules ensure better RTP, some slight changes to the blackjack rules might significantly increase the house edge. In this article, we will cover popular blackjack variations, their rules, and potential returns. That way, you can make informed decisions when choosing the best blackjack game to play.

Most Popular Blackjack Variations

A game of blackjackAll of the blackjack variations have the same basic rules, meaning that the main objective to reach 21 or to form a total as close as possible to this number, remains. It is fairly easy to distinguish any of the versions straight away since all of them have unique features and subtleties. Some games have been created specifically for the purpose of being more different and challenging, whereas others have been simplified in order to be suitable for novice players. There are a few variations which even alter the way the dealer’s cards are positioned. It is also possible to play a version which is almost identical to the classic game as the only difference in it is that it features additional side bets.

Before trying a particular game, it is essential to get familiar with all of its rules and subtleties in order to be prepared for the possible situations that might occur. Since all of the variations have unique rules, their house edge is different. It should be noted that it can differ from one casino to another which is the reason why players should always take their time to consider it beforehand. Let’s have a look at some of the most played variations of blackjack and their house edge in order to determine whether they work in favor of the casino.

Prior to playing, it is recommended to consider this aspect in order to get a general idea of the game. The house edge plays a crucial role as it determines players’ chances of winning to a huge extent.

Atlantic City Blackjack

Atlantic City Blackjack OnlineAtlantic City Blackjack is very similar to the classic game of blackjack which makes it perfect for more traditional players. What tells apart this version from the original game is the fact that it is played with eight decks of cards, instead of six. It is possible to enjoy either a single or a multi-hand version which have the same basic rules.

Even though the number of card packs is increased, this variation has a very low house edge – 0.35%. It is a Hole card game, meaning that the dealer peeks for blackjack. He is also forced by the rules to stand on soft seventeen. In this game, it is allowed to double down on any two cards and split a maximum of three times. Late surrender is another move that players can make during the game, meaning that it is possible to give up their hand after the dealer has peeked for blackjack.

Atlantic City Blackjack Strategy Chart

Rules:

  • 6 Decks
  • Dealer Stands on Soft 17
  • Dealer Does Not Peek for Blackjack
  • Double on Any Two Cards, Double After Split (DAS)
Strategy Chart for Atlantic City Blackjack
Your HandThe up card of the dealer
2345678910A
5-7HHHHHHHHHH
8HHHHHHHHHH
9HDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDHH
12HHSSSHHHHH
13-16SSSSSHHHHH
17+SSSSSSSSSS
A,2-A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7SDsDsDsDsSSHHH
A,8-A,9SSSSSSSSSS
2,2; 3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPH

Legend:

  • H: Hit
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • Ds: Double if Possible, Otherwise Stand
  • P: Split (Pair)

European Blackjack

European Blackjack ScreenshotEuropean Blackjack is another very widespread version of the game that can be played in most brick and mortar casinos as well as online. Initially, it was a game played predominantly in Europe, but it became so popular that nowadays, it can be found in various casinos all over the world. It is one of the few versions that use only two standard decks of cards. Its house edge is 0.39% and if players apply a basic strategy, they have fairly good chances of winning in the long run. It is not a Hole card game, meaning that the dealer doesn’t peek for blackjack.

The rule require the dealer stands on soft seventeen and if he goes over twenty one, this is considered a bust. If both the player and the dealer have blackjack, the result is a push. It is possible to split any pair only once, as long as it contains two cards of the same rank.For instance, it is possible to split two Queens, however if players have a Ten and a Queen, they cannot take advantage of this move. The rules of the game can differ from one casino to another and therefore it is always a good idea to double check them in advance.

European Blackjack Strategy Chart

Rules:

  • 6 Decks
  • Dealer Stands on Soft 17
  • Dealer Does Not Peek for Blackjack
  • Double on Any Two Cards, Double After Split (DAS)
Strategy Chart of European Blackjack Variation
Your HandThe up card of the dealer
2345678910A
5-7HHHHHHHHHH
8HHHHHHHHHH
9HHDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDHH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHH*H
17+SSSSSSSSSS
A,2HHHDDHHHHH
A,3HHHDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7SDsDsDsDsSSHHH
A,8SSSSSSSSSS
A,9SSSSSSSSSS
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPH

Legend:

  • H: Hit
  • H*: Hit with 2 cards, Stand with 3+ cards
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • Ds: Double if Possible, Otherwise Stand
  • P: Split (Pair)

Vegas Downtown Blackjack

Vegas Downtown BlackjackVegas Downtown Blackjack is an exciting version of blackjack whose name comes from the fact that it was predominantly played in the brick and mortar casinos in Last Vegas. It uses only two packs of cards which makes it very beneficial for card counters. The dealer hits on soft seventeen but stands on hard seventeen.

He peeks for blackjack, providing that his up card is an Ace or a 10-valued one. Players are allowed to double down on any two cards and it is also possible to do so after splitting. They can resplit a pair and form up to three hands. The house edge of this variation is 0.38% which is considered to be a very beneficial one. In this version, blackjack usually pays 3/2, however the payout for this winning combination can vary, depending on the casino.

Vegas Downtown Blackjack Strategy Chart

Rules:

  • 2 Decks
  • Dealer Hits Soft 17
  • Dealer Peeks for Blackjack
  • Double on Any Two Cards, Double After Split (DAS)
Strategy Chart of Vegas Downtown Variation
Your HandThe up card of the dealer
2345678910A
5-7HHHHHHHHHH
8HHHHHHHHHH
9DDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDDD
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHH*H
17+SSSSSSSSSS
A,2HHHDDHHHHH
A,3HHDDDHHHHH
A,4HHDDDHHHHH
A,5HHDDDHHHHH
A,6HDDDDHHHHH
A,7DsDsDsDsDsSSHHH
A,8SSSSDsSSSSS
A,9SSSSSSSSSS
2,2PPPPPPHHHH
3,3PPPPPPHHHH
4,4HHHPPHHHHH
5,5DDDDDDDDHH
6,6PPPPPPHHHH
7,7PPPPPPPHHH
8,8PPPPPPPPPP
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

Legend:

  • H: Hit
  • H*: Hit with 2 cards, Stand with 3+ cards
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • Ds: Double if Possible, Otherwise Stand
  • P: Split (Pair)

Spanish Blackjack

Spanish 21 Blackjack ScreenshotSpanish Blackjack or also commonly known as Spanish 21, is considered to be one of the most challenging variations. It has a very distinguishable rules and one of the major differences between this version and the classic game, is that all of ten cards are removed from each deck. It is played with six or eight decks of cards, each one consisting of 48 cards. Even though at first glance, this rule highly favors the casinos, the house edge of this version is fairly low – 0.38%.

One specific rule that is beneficial for players is automatically winning with a total of 21, regardless of the cards the dealer has. In this version, it is possible to double down after splitting any two cards, including a pair of Aces. It is also allowed to surrender, even after doubling down. This variation offers different payouts, depending on the particular winning combination. For instance, if players have a total of 21 that consists of five, seven or more cards, the payout is 3/2. In case that they have a total of 21 that consists of 6 cards, the payout is 2/1.

Spanish Blackjack Strategy Chart

  1. Unique Rules:

    • Played with 48-card decks (10s removed)
    • Player Blackjack beats dealer Blackjack
    • Player 21 beats dealer 21
    • Double on any number of cards
    • Re-double down once
    • Surrender after doubling down
  2. Bonuses:

    • 5-card 21 pays 3:2
    • 6-card 21 pays 2:1
    • 7+-card 21 pays 3:1
    • Unsuited/Suited/Spades 6/7/8 or 7/7/7 pays 3:2, 2:1, 3:1 respectively
    • Suited 7/7/7 against dealer 7 pays 50:1
  3. Common Blackjack Rules:

    • 8 decks
    • Dealer hits soft 17
    • Dealer peeks for blackjack
    • Double after split
    • Resplit to 4 hands, including aces
    • Surrender allowed
Strategy When Player Has Not Doubled
Your HandThe up card of the dealer
2345678910A
5-7HHHHDHHHHH
8HHHDDHHHHH
9HD3DDDHHHHH
10D4D4DDDD4D4HHH
11D3D4D4D4D4D4D4D3D2D2
12HHHHHHHHHH
13HHHHS3*HHHHH
14HHS3*S4*S5*HHHHH
15S3*S4*S5S5SHHHHH
16S5S5S5SSHHHHR
17SSSSSSS5S5S5R
18+SSSSSSSSSS
A,2HD2DDDHHHHH
A,3HD2D3DDHHHHH
A,4HHD3D3D4HHHHH
A,5HHD2D3D4HHHHH
A,6HHD2D3D4HHHHH
A,7S3S3D3D4D5S5S3HHH
A,8SSSSDsSSSS5S5
A,9SSSSSSSSSS
2,2PPPPPPPHHH
3,3PPPPPPPHHH
4,4HHHDDHHHHH
5,5DDDDDDDHHH
6,6HHPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPPR
9,9SPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

Legend:

  • H: Hit
  • S: Stand
  • S#: Stand if your hand has # or fewer cards, otherwise hit
  • S*: Stand unless 6/7/8 bonus is possible
  • D: Double
  • D#: Double if your hand has # or fewer cards, otherwise hit
  • P: Split (Pair)
  • P*: Split unless suited 7s (possible bonus)
  • R: Surrender if possible, otherwise hit
Strategy When Player Has Doubled
Your HandThe up card of the dealer
2345678910A
7DDDDDDRRRR
8DDDDDDDDRR
9DDDDDDDDDD
10DDDDDDDDDD
11DDDDDDDDDD
12SSSSSDDRRR
13SSSSSSRRRR
14SSSSSSRRRR
15SSSSSSRRRR
16SSSSSSRRRR
17SSSSSSSSSR
18+SSSSSSSSSS
A,2-A,6DDDDDDDDDD
A,7SSDDDSSSSS
A,8+SSSSSSSSSS

Legend:

  • S: Stand
  • D: Double
  • R: Surrender (if possible)

Double Exposure Blackjack

Double Exposure BlackjackDouble Exposure Blackjack is a very interesting variation which offers players the chance to experience their favorite game in a very different way. What sets this version apart from the rest of the blackjack games, is the fact that initially, the dealer is dealt two cards, both of which are visible to all of the participants. Even though this adjustment works in favor of the players, there are some additional rules which are not as beneficial.

For instance, in this version the dealer wins instantly all ties, except for the cases when players have a natural blackjack. Furthermore, blackjack pays out even money just like the rest of the winning combinations, instead of the standard 3/2 payout. It is possible to split a pair only once which is also highly unfavorable for players. The house edge of this version is also moderately high in comparison to other blackjack games – 0.69%. The rest of the basic rules for this version differ from one casino to other which is the reason why they should be considered beforehand.

Double Exposure Blackjack Strategy Chart

Rules:

  • 8 Decks
  • Dealer Hits Soft 17
  • Double on Hard 9-11
  • Double After Split (DAS)
Strategy Chart of Double Exposure
Your HandThe up card of the dealer
4567891011121314151617181920AAA2A3A4A5A6A7A8A9
5-7HHHHHHHHHHHHHHHHHHHHHHHHHH
8HHHHHHHHHHHHHHHHHHHHHHHHHH
9HDDHHHHHDDDDDHHHHHHHHHHHHH
10DDDDDHHHDDDDDHHHHHHHDDHHHH
11DDDDDDHHDDDDDHHHHHDDDDHHHH
12SSSHHHHHSSSSSHHHHHHSSSHHHH
13SSSHHHHHSSSSSHHHHSSSSHHHHH
14SSSHHHHSSSSSSHHHHSSSSHHHHH
15SSSHHHSSSSSSSHHHHSSSSHHHHH
16SSSHSSSSSSSSSHHHHSSSSHHHHH
17SSSSSSSSSSSSSHHHHSSSSHHHHH
18SSSSSSSSSSSSSSHHHSSSSSHHHH
19SSSSSSSSSSSSSSSHHSSSSSSHHH
20SSSSSSSSSSSSSSSSHSSSSSSSHH
21SSSSSSSSSSSSSSSSSSSSSSSSSS
A,2-A,6HHHHHHHHHHHHHHHHHHHHHHHHHH
A,7HHSSHHHHHHHHHSHHHHHHHSHHHH
A,8SSSSSSSSSSSSSSSHHSSSSSSSHH
A,9SSSSSSSSSSSSSSSSHSSSSSSSSH
A,10SSSSSSSSSSSSSSSSSSSSSSSSSS
2,2PPPHHHHHPPPPPPHHHHHHHHHHHH
3,3PPPHHHHHPPPPPPHHHHHHHHHHHH
4,4HHPHHHHHPPPPPHHHHHHHHHHHHH
5,5DDDDDHHHDDDDDHHHHHHDDDHHHH
6,6PPPHHHHHPPPPPPHHHHHSSSHHHH
7,7PPPHHHHSPPPPPPHHHSSSSSHHHH
8,8PPPPPSSSPPPPPPPHHSSSSPPPHH
9,9PPPSPSSSPPPPPSPHHSSSPPSPHH
10,10SSSSSSSSSPPPPSSSHSSSSSSSSH
A,APPPPPPPHPPPPPHHHHPPPPPHHHH

Legend:

  • H: Hit
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • P: Split (Pair)

Perfect Pairs

Perfect Pairs Blackjack ScreenshotAnother well-known variation of blackjack that is played in a number of casinos is Perfect Pairs. It is the same as the classic game, however with the difference that it offers a side bet. This new feature is one of the main things that make the game so attractive as it gives players the chance to win big by placing an additional wager. However, it is worth mentioning that the odds of this side bet are not always in favor of the players and therefore, they should proceed with caution.

Before the game starts, players have the opportunity to choose whether to place the side bet or not. The amount of the new bet, which they need to place before the dealing of the cards, must be equal to their initial wager. When players receive their first two cards, if they are a pair, the side bet wins. It is possible to form a three different winning pairs – coloured pairs, perfect pairs and mixed pairs. In case that players have placed this side bet, but their initial cards are not identical, the game continues as usual. If gamblers have blackjack, the result is an instant win. The house edge in this version is calculated to be around 0.42%

Perfect Pairs Blackjack Strategy Chart

Rules:

  • 2 Decks
  • Dealer Stands on Soft 17
  • Dealer Does Not Peek for Blackjack
  • Double on Hard 9-11, No Double After Split (DAS)
  • Hit Split Aces
Strategy Chart of Perfect Pairs Blackjack
Your HandThe up card of the dealer
2345678910A
5-7HHHHHHHHHH
8HHHHHHHHHH
9DDDDDHHHHH
10DDDDDDDDHH
11DDDDDDDDHH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHH*H
17+SSSSSSSSSS
A,2-A,5HHHHHHHHHH
A,6HHHHHHHHHH
A,7SSSSSSSHHH*
A,8-A,9SSSSSSSSSS
2,2; 3,3HHPPPPHHHH
4,4HHHHHHHHHH
5,5DDDDDDDDHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

Legend:

  • H: Hit
  • H*: Hit with 2 cards, Stand with 3+ cards
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • P: Split (Pair)

Blackjack Switch

Blackjack Switch Blackjack Switch is undoubtedly one of the most outstanding versions as its rules and gameplay are quite different from the classic game. What makes this game so unique is the fact that players have two hands to play with instead of the usual one, and that they have the chance to exchange cards between them. This way they can form winning combinations much easier since the chances of getting a particular card are higher. This variation has one of the lowest house edges among all games – only 0.17% due to the aforementioned rule.

Even though players can switch cards from one hand to another, it should be noted that these two hands are separate and they should be played as such. In this version, all players receive their first two cards face up and they can choose to switch the top cards or hold them instead. Some casinos offer Multi-Hand Blackjack Switch, meaning that players have the chance to play with up to five hands.

Blackjack Switch Strategy Chart

Rules:

  • Dealer 22 results in a push against all non-blackjack hands.
  • Blackjack pays 1:1.
  • Dealer hits soft 17.
  • 6 decks (Note: With 8 decks, do not double on 9 vs 5).
Strategy Chart of Blackjack Switch
Your HandThe up card of the dealer
2345678910A
5-8HHHHHHHHHH
9HHHDDHHHHH
10DDDDDDDHHH
11DDDDDDDDHH
12HHHSSHHHHH
13HSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17+SSSSSSSSSS
A,2-A,4HHHHHHHHHH
A,5HHHHDHHHHH
A,6HHHDDHHHHH
A,7SSSDsDsSSHHH
A,8-A,9SSSSSSSSSS
2,2; 3,3HHHPPPHHHH
4,4HHHHHHHHHH
5,5DDDDDDDHHH
6,6HHPPPHHHHH
7,7SPPPPPHHHH
8,8PPPPPPPPHH
9,9SSPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPP

Legend:

  • H: Hit
  • S: Stand
  • D: Double if Possible, Otherwise Hit
  • Ds: Double if Possible, Otherwise Stand
  • P: Split (Pair)

Pontoon

Pontoon Blackjack ScreenshotPontoon is an exciting version of blackjack that highly resembles another variation – Spanish 21. In most casinos this game is played with either six or eight decks, however this number can vary, depending on the casino. The main objective of the game and the assigned values of the cards are the same as in the classic blackjack. In this variation, players have to decide who is going to take the role of the banker. At the beginning of the game, all of the gamblers have to place their bets, without being able to see one of their cards since it is dealt face down. In this version, both of the dealer’s cards are also placed face down which is extremely unfavorable for the players.

The best winning combination is called Pontoon instead of blackjack but it consists of the same cards – an Ace and a Ten. Besides the difference of the name of the highest winning hand, the payout for Pontoon is also not the same, offering 2/1 instead of the regular 3/2. The second best hand that can be formed is called Five Card Hand and it consists of five cards whose total is a maximum of 21. The house edge is the same as in European Blackjack – 0.39%.

Pontoon Strategy Chart

Rules:

  • Pontoon pays 2:1.
  • Any 5-card hand pays 2:1.
  • Pushes are treated as losses.
  • Dealer cards are not visible until the hand is completed.
  • Players can “twist” (hit) after a “buy” (double).
  • Players can “buy” (double) on 3 or 4 card hands.
  • Players can “twist” (hit) and “buy” (double) split aces.
  • A 2-card 21 after splitting aces counts as a pontoon.
Strategy Chart of Pontoon Variation
Your HandThe up card of the dealer
2 Cards3 Cards4 Cards
4-8HHD
9HDD
10DDD
11DDD
12HHD
13HHD
14HHD
15SSD
16SSD
17SSH
18+SSS
A,2HHD
A,3HHD
A,4HHD
A,5HHD
A,6HHD
A,7HHD
A,8SDD
A,9SDD
A,10SDsD
8,8P
A,AP

Legend:

  • H: Twist (Hit)
  • S: Stick (Stand)
  • D: Buy (Double if possible, otherwise hit)
  • Ds: Buy (Double if possible, otherwise stand)
  • P: Split

Conclusion

ConclusionBlackjack is undoubtedly one of the most enthralling casino games of all time due to the fact that it has interesting rules and gameplay. Since it is one of the most played games all over the world, it is no wonder that it has a number of entertaining variations. Nowadays, players have the chance to enjoy some of the most popular versions in almost every brick and mortar casino as well as online. Thanks to this huge diversity, they can experience their favorite game in a new, more exciting way.

FAQ: Blackjack Variations

Atlantic City Blackjack is played with eight decks, offers late surrender and requires the dealer to stand on soft 17, which strategically benefits the player. Its low house edge of 0.35% makes it a favorite among players seeking a game that closely mirrors classic blackjack but with slightly better odds.

European Blackjack is unique primarily because it uses only two decks of cards and is not a hole-card game, meaning the dealer does not peek for blackjacks. In this variation, the dealer must stand on soft 17. The game requires a different  strategy as players must play their hands without knowing if the dealer will obtain a blackjack upfront. Its house edge is modest at 0.39%, appealing to players looking for a game with good winning chances.

Spanish Blackjack, or Spanish 21, removes all 10-value cards from the deck, creating a game played with 48-card decks. This alteration seemingly benefits the casino, but player-friendly rules like winning on a 21 total regardless of the dealer’s hand, re-doubling, and surrendering counterbalance the house edge, and makes Spanish Blackjack a strategic and intriguing variation.

Double Exposure Blackjack uniquely deals both dealer cards face up, giving players unprecedented insight into the dealer’s hand. However, this advantage is offset by rules like the dealer winning all ties except for natural blackjacks and blackjacks paying even money. These adjustments result in a slightly higher house edge but offer a novel twist on traditional play.

Blackjack Switch is remarkable for allowing players to play two hands simultaneously and swap cards between them, significantly increasing their edge. This ability to switch cards enhances the odds of forming winning hands and contributing to one of the lowest house edges among blackjack variations at 0.17%. It’s a game-changer for players seeking control and creativity in their gameplay.

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