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Echeck Casino

S. Stoynova (editor) |

Echecks – Great Alternative for Many Online Casino Players

While some online casinos tend to offer their customers a wide range of payment options, others support a limited number of methods. If you have no other payment solutions at your disposal, one alternative you can find across numerous online casinos is eChecks. Conveniently enough, this option can be used for quick deposits to your online casino account, allowing you to handle your bankroll in a safe and easy way.

Often, eChecks are supported as a withdrawal option as well, enabling players to receive their casino winnings in a secure manner. Typically, eChecks are popular with online casino players who do not have many alternatives to resort to. What is more, eChecks are widely available, making them easily accessible to players from different regions worldwide.

While eChecks might be a convenient deposit form for many online players, withdrawing casino funds via the same method might be a bit burdensome. Not all interactive casinos support payouts via eChecks, and even if they do, the processing time may take up to 10 days to complete. To learn more about the specifics of eChecks as an online casino method, we suggest you keep reading our review.

Countries used inWorldwide
Accepted by51 Online Casinos
Casino games with eChecksSlots, Table Games, Video Poker, Live Casino
Available for depositYes
Available for withdrawalYes
Create account / Sign up for accountOpening a checking account is free.
Monthly fee for a checking accountDepends on the banking institution.
Make a payment via an eCheckUsually, it is free but there might be fees ranging between $0.30 and $1.50.
Transfer funds from eCheck to bank accountYour checking account is connected to your bank account so there is no need to transfer any funds.
Transfer funds from Merchant to an eCheckUsually, it is free or there might be a very small fee.
Online ChatN/A

Pros and Cons of eCheck Casinos


* Enables instant online casino deposits
* Players can open their checking accounts online
* Often available to players with limited casino payment options
* Some casinos support eChecks for both deposits and withdrawals


* Using an eCheck requires opening a checking account
* May not be available for withdrawals
* Withdrawals via eChecks may take up to 10 days

Best eCheck Casinos

Best eCheck CasinosWhen conducting online transactions, security is of the utmost importance, and eChecks excel in this aspect. While they are not the most widely used casino payment method, electronic checks are accepted by a decent number of online gambling platforms, providing players with the chance to conduct secure, fast, and cost-effective transactions. If this is your choice for online payments, you can safely play at a top eCheck casino with any of our recommendations listed below.


Top Rated eCheck Casinos

  1. 1
    Luxury Casino Logo
    • Established: 2000
    • Software providers: 1
    • Jackpot games: 16
    • Malta Gaming Authority (#MGA/B2C/164/2008)
    • UK Gambling Commission (#038620-R-319310-010)
    • Kahnawake Gaming Commission
    Supported languagesEnglish, German, French
    Customer support channelsLive chat, Email (

    Luxury Casino is one of the platforms operated by Casino Rewards, a reputable casino network with a long history in the online gambling industry. Its operations are monitored and regulated by the MGA, UKGC, and the Kahnawake Gaming Commission, which is more than enough proof of the legitimacy, fairness, and reliability of this online casino.

    Players can test the games in demo mode first to cotton on with their features without risking any funds. The operator provides a good selection of top virtual slots, including Cash ‘N Rewards Megaways, Joker Fruit Frenzy, and Roar of Thunder. The fact that there is a large selection of titles in this category does not mean that fans of other casino genres have nothing to do at Luxury Casino. The Tables category comes with nearly 80 variations of blackjack, roulette, and baccarat, while there are also some nice options in Video Pokers and Live Casino.

    The gaming platform can be explored in three languages, English, German, and French, and supports a diverse selection of payment solutions whose availability is highly dependent on the player’s country of residence. Except for eCheck, the list of available methods includes Interac, Skrill, Neteller, AstroPay, Paysafecard, bank transfers, and others.

  2. 2

    Sun Palace Casino

    Sun Palace Casino Logo
    • Established: 2002
    • Software providers: 1
    • Jackpot games: 10
    Supported languagesEnglish
    Customer support channelsLive chat, Email (

    Usually, when a casino is said to be run by a company based in Costa Rica, players are suspicious of it. There have been numerous cases over the years that justify such behavior but rest assured that Sun Palace Casino is an exception to the rule and you won’t go wrong registering an account with it. The brand is fueled by Realtime Gaming, which provides betting software to gambling enthusiasts from all over the world with a notable focus on Canada and the US.

    Sun Palace’s catalog barely exceeds 200 titles, but this is not a surprise given the fact that the operator cooperates with only one developer. The good thing is that RTG is a top-class provider, and the games, although not so numerous, are characterized by superior graphics quality and a variety of bonus features. Slots take up more than half of the gaming library, but we would like to highlight video poker in particular, as its coverage is quite good even when compared to major international gambling platforms. Some of the variations you can try your skills at are All American Poker, Jacks or Better, and Deuces Wild.

    Like most brands operating predominantly in North America, Sun Palace Casino does not support numerous payment solutions. The few options gamblers have are prepaid, debit, and credit cards, cryptocurrencies, Interac (Canada only), and checks (withdrawals).

  3. 3
    Yukon Gold Casino Logo
    • Established: 2004
    • Software providers: 3
    • Jackpot games: 9
    • Malta Gaming Authority (#MGA/B2C/164/2008)
    • UK Gambling Commission (#038620-R-319310-010)
    • Kahnawake Gaming Commission
    Supported languagesEnglish, German, French
    Customer support channelsLive chat, Email (

    Yukon Gold Casino is a highly regulated operator that has been in the online gambling industry for nearly 20 years and knows well the habits and preferences of players. Thanks to its extensive experience and knowledgeable staff, the brand has all the tools for ensuring a flawless gaming experience. Its portfolio consists of more than 550 games distributed in the Slots, Roulette, Blackjack, and Video Poker categories. The most eye-catching is the Progressive Jackpots section due to the possibility for a player to add a life-changing amount to his bankroll.

    As a Yukon Gold registered user, you will be eligible for a variety of promotional offers throughout your time with the operator. Whether you are new to the casino or have been playing for a while, there is always something to get your adrenaline pumping. In most cases, the minimum deposit required is only $10, so don’t pass up any opportunities.

    When it comes to the methods for depositing to your casino account, the situation appears to be not bad at all. Before learning about the available options, you have to go through registration and verification procedures, which are not very short. Once you overcome this initial hurdle, however, you will be able to handle eCheck, Visa, Mastercard, Skrill, Neteller, and some other solutions.

  4. 4
    Sloto Cash Casino Logo
    • Established: 2007
    • Software providers: 1
    • Jackpot games: 11
    LicensesCuraçao Gaming Control Board
    Supported languagesEnglish
    Customer support channelsLive chat, Email (

    Ever since its inception in 2007, Sloto Cash has been a preferred online destination for many slot fans. The platform has an uncluttered and simple layout that allows users to easily navigate between the various sections of the website. The gaming lobby is divided into several distinct categories and provides direct access to the cashier menu. The deposit and withdrawal methods there are not as many as with global online casinos, but reliable options such as credit and debit cards, digital wallets, eChecks, and a few cryptocurrencies are still available.

    Sloto Cash has not yet launched a downloadable app for mobile devices, but this does not preclude on-the-go wagering. The operator makes up for the shortage by providing a mobile-friendly website that can be accessed directly from a smartphone or tablet with no restrictions on which browser to use.

    The casino has a fairly standard selection of games that one would expect to find on gambling platforms powered by RealTime Gaming. Players have a choice of approximately 200 games, the vast majority of which are virtual slots. The portfolio is updated on a regular basis, and the most recent titles at the time of writing are Giant Fortunes, Alien Wins, Tarot Destiny, and Mermaid Royale.

  5. 5
    Grand Mondial Casino Logo
    • Established: 2006
    • Software providers: 1
    • Jackpot games: 16
    • Malta Gaming Authority (#MGA/B2C/164/2008)
    • UK Gambling Commission (#038620-R-319310-010)
    • Kahnawake Gaming Commission
    Supported languagesEnglish, German, French
    Customer support channelsLive chat, Email (

    Grand Mondial Casino is an online gambling platform that caters to players of all tastes. Its general table game section, for example, includes both virtual titles and various live dealer variations of classic games like blackjack, baccarat, poker, and others. If you are an avid slot fan, you will be pleased to know that Grand Mondial has a large selection of them, too. Players can have a great time with hundreds of titles, all of which feature high-quality graphics and thrilling gameplay. Atlantean Treasures Mega Moolah, Immortal Romance Mega Moolah, and Mega Vault Millionaire are three of the most popular games provided.

    The operator offers a wide range of secure deposit and withdrawal methods, including eChecks, credit and debit cards, bank transfers, e-wallets, and local banking solutions. Grand Mondial is not very open about financial information and requires users to register first and then reveals the full details. If this bothers you, you can contact the 24/7 customer support and ask them about your concern. The contact channels are live chat and email.

    Grand Mondial is not available as a dedicated mobile app, but the platform works flawlessly on any web browser. Furthermore, the mobile version of the main betting site is just as secure as the desktop one, with the only minor difference being the layout.

  6. 6
    Cherry Gold Casino Logo
    • Established: 2011
    • Software providers: 1
    • Jackpot games: 7
    LicensesCuraçao Gaming Control Board
    Supported languagesEnglish
    Customer support channelsLive chat, Email (, Phone (+16469050496)

    Cherry Gold Casino is a legitimate online casino that offers over 200 slot titles as well as a variety of casino favorites such as blackjack, roulette, and poker in both virtual and live dealer variations. This is a platform for fans of less is more who appreciate the simple design that allows them to quickly find what they are looking for. Cherry Gold Casino is licensed by the Curacao Gaming Control Board and bears the SSL encryption seal for the protection of funds and sensitive information.

    Even if there are flaws in this gambling operator’s operations, they are unrelated to the bonuses and promotional incentives on offer. New registrants are greeted with a generous welcome bonus, and there is also a Promotion of the Month, a Special Offer, a Referral Program, and a Golden Quiz. Bonus rules are generally easy to obey and the wagering requirement is usually 35x which is pretty standard.

    The current deposit methods are cryptocurrencies and credit cards. Minimum transaction limits start at $25 with no upper caps for cryptos. Allowing the use of eChecks is possible in some cases, but it is necessary to contact a representative of the customs service team. This can be done via live chat, email, or phone.

  7. 7
    Casumo Casino Logo
    • Established: 2012
    • Software providers: 10
    • Jackpot games: 12
    • Malta Gaming Authority (#MGA/B2B/440/2017)
    • UK Gambling Commission (#039265-R-319417-019)
    • Government of Gibraltar (# 126 and 127)
    Supported languagesEnglish, German, Swedish, Norwegian, French, Japanese
    Customer support channelsLive chat, Email (

    For over 10 years now, Casumo Casino has been delighting gambling enthusiasts from different parts of the world with its eye-catching design and huge gaming library. Casino enthusiasts have access to over 2,000 slots, which offer an impressive array of themes, features, and progressive jackpots. The available titles are provided by Play’n GO, Microgaming, NetEnt, and a number of other noteworthy software developers, ensuring that the operator can meet the needs of all types of gambling enthusiasts.

    When it comes to conducting transactions to and from their account balances, players have the option of using Trustly, MuchBetter, PayPal, eCheck, Paysafecard, and a few other banking methods. Casumo charges no transaction fees on deposits or cashouts, so this is not an issue you should worry about. The minimum you can fund your account with is $10 or equivalent in another supported currency.

    At Casumo Casino, the modern gambler is respected and therefore provided with opportunities to have fun regardless of time, location, or preferred device. The main betting site has been optimized to work perfectly on smartphones and tablets. There are also dedicated apps available from Google Play or the App Store for those casino mavens who prefer downloadable applications.

How eChecks Work

echeck how it worksTo submit an eCheck all one needs is to have a valid checking account and fill out the needed forms.

The process is the same as with the standard checks that many people are familiar with and have been using for decades. But before you can issue checks, you need to open a checking account with a bank that supports this option.

Before Using eChecks, Players Must Set Up a Checking Account

All major banking institutions and payment gateways would normally offer their customers the option to pay via eChecks. For this purpose, they will need a checking account. A checking account should not be mistaken for a standard bank or savings account because there are a number of differences between them.

A checking account is sometimes referred to as a transactional or a demand account and one of its most distinctive features is enhanced liquidity which is to say account holders are granted an immediate and easy access to their available funds.

This access is usually made possible via several avenues. Players who own checking accounts can access their funds by issuing paper checks or eChecks, by an automatic transfer or by withdrawing the money directly from an ATM using their debit cards.

Another feature that distinguishes checking accounts from standard bank or savings accounts is that the former allow for an unlimited number of deposits and there are usually no restrictions on the withdrawals you can make per month as well.

Casino players looking to use eChecks should first choose a checking account that best fits their gambling purposes since banks tend to offer a variety of options. Most banks upload charts featuring the different checking account types on their websites so you can use those for comparison.

A checking account would normally have some requirements in regard to the minimum balance needed for its maintenance. Another thing to take into account prior to setting up a checking account is how many eChecks the bank would allow you to process each month. If you are a regular casino player who deposits fairly frequently, it would be best to set up your checking account with a bank that allows for a higher number of monthly eChecks.

Another factor that bears consideration here has to do with the monthly maintenance and overdraft charges you may incur. Many banks charge maintenance fees on checking accounts and one way to avoid those is to meet the minimum daily balance requirements of your bank.

Once they have found a banking institution offering their preferred type of checking account, players can visit their bank in person for the application procedure or fill in the application form online. Each applicant must include information regarding their social security number, their permanent residence address, permanent phone number, valid email and so on. Once you have set up your checking account, you will be able to make instant online payments to and from your casino.

eCheck Registration Process

Issuing electronic checks is highly similar to that of traditional paper checks. The parallels begin from the beginning of the process – in order to use eChecks for gambling-related transactions, you must first open a checking account with your regular financial institution. Checking accounts share many characteristics with traditional bank accounts, but there are some logical distinctions. The most obvious one is that checking account holders can issue checks.

Competition in the banking sector is by no means weak, and to make their services attractive to consumers, financial institutions strive to simplify their internal company procedures. This fully applies to opening checking accounts online, which quite often takes no more than half an hour. Keep on reading to get acquainted with the necessary steps you need to take before using eChecks to deposit and withdraw from your virtual casino balance.

  1. Because of the ubiquitous technology development in recent years, it is no longer strictly necessary to visit a physical bank branch to register an account. Just visit the official website of the respective institution and explore what checking options it offers.eCheck Registration Process
  2. Your financial institution’s Checking Accounts page will provide you with all of the information you need to know before opening an account. This involves information on the various plans offered by the bank, as well as the associated fees and limits. The majority of users select Everyday Checking.
    eCheck Registration Process 2
  3. Once you have read all terms and conditions very carefully and decided that they are acceptable, you can start the registration process. Since you are dealing with a legitimate financial institution that adheres to strict legislative requirements, be prepared to provide very detailed personal information including but not limited to your name, ID number, date of birth, citizenship, postal and email addresses, occupation, etc.
    eCheck Registration Process 3
  4. Electronic forms vary depending on the bank and the jurisdiction in which you are located. For example, you may be asked for information about your tax status.
    eCheck Registration Process 4
Review the information you have provided to finish the setup process. If everything is in order, accept the terms and conditions and submit your application. Depending on the bank’s policies, the verification of the data you have provided may take between 1 and 3 business days. After you receive confirmation that everything is correct and your account is active, you can issue the first eCheck and deposit to your online casino balance.

Video Introduction of Echeck


Depositing to Online Casinos

eCheck Casinos LogoThe eChecks pose as an efficient, secure and prompt method to boost your online casino balance. To make a deposit using eCheck, go to the cashier page and select ‘Instant eCheck’, enter your details and confirm the payment. The information required is the same as with regular paper checks – your name, your account number (also called DDA, usually between 8 and 10 digits), routing number (known as ABA, usually 9 digits), the bank’s name, and the time you wish the money to be withdrawn from your checking account. The payment is instant and you can start playing a game as soon as you wish.

Here it is important to specify that different payment gateways and banking institutions have different policies in regards to eChecks. It is advisable to get in touch with the casino’s support staff and ask them whether they accept eChecks from the bank you are a client of.

Once you fill in the form, you should go through it once again to ensure all the information is entered correctly. After you confirm the transaction, your casino balance is immediately credited with the specified sum, provided that it is available in your checking account. You will be sent a unique number for confirmation, which you are advised to save as a proof for the transfer in case some issue occurs.

Withdrawing from Online Casinos

One of the biggest advantages of depositing with eChecks results from their availability for withdrawals as well, at least in most cases. The withdrawal procedure is just as straightforward as initiating your eCheck deposit. When choosing to withdraw your winnings via eCheck you should take into account that some casinos may not support this method for withdrawals. Contact the casino’s customer support to better understand what your options are. In the event that you cannot withdraw your money via eCheck, you must resort to using other transfer methods like wire transfer, physical check or third-party payment services.

There are several things casino players who plan to withdraw via eChecks must take into consideration. If this is your first time withdrawing money from your casino balance, the casino would prompt you to verify your identity.

Note that if you have submitted your deposit via a card but intend to withdraw with an eCheck, they will still ask you to undergo verification and send them the necessary copies of your card’s front and back sides along with scans of some documents. The purpose of this is to confirm your identity and method of payment. Also, some casinos would require you to use the same method for withdrawals you have deposited with. So if you insist on withdrawing via eCheck, it would be best to deposit with an eCheck, when possible.

Another thing to bear in mind is the processing timeframe. Sadly, eCheck withdrawals are not as prompt as deposits, which is to be attributed to a policy that stipulates that each payment leaving a given player’s account should be approved by the casino’s financial department. The purpose is to establish that the person requesting the withdrawal is the rightful account owner.

The withdrawal approval timeframes vary between 24 hours and 72 hours, depending on the casino. Once this period elapses, you will receive the funds within up to 5 days but some casinos may extend this timeframe to up to 10 days. If you are unsure how long your eCheck withdrawal may take, it would be best to inquire with the casino’s support to see if you can settle for this waiting time. Still, the processing times will be shorter when compared to those of standard paper checks where the withdrawals may take several weeks to complete.

Fees and Limits

This type of online transaction is considered to be one of the most comfortable and hassle-free payment methods, because of its simplicity, ease of use and swift transfer of funds. Also worth mentioning is the low cost of the transaction. Many casinos choose to process eCheck payments at no cost for the players but it is possible to pay extra depending on your bank’s policies. The average cost of an eCheck transaction ranges anywhere between $0.30 and $1.50.

Additionally, your bank may require you to contribute with a monthly maintenance fee if your checking account’s balance drops below their stipulated minimum. An example would the Bank of America where the bank waves off the maintenance fee as long as the customers’ checking balance does not drop below $12. If your available balance is insufficient and your payment fails to go through because of this, you may end up paying another service fee. How much again depends on your bank but on average, the percentage ranges from 5% to 25% of the eCheck’s value.

The minimum deposit limits for eChecks are higher at most online casinos, especially when compared to the minimums imposed on other available methods which normally vary from $5 to $20 tops. In contrast, the minimum amount you can deposit via an eCheck is usually about $100. The upper limit is also higher but varies so we recommend you check with your casino’s cashier or support staff for further details.


echeck securityUsing eChecks is a secure way to make payments to casinos that accept them. The payment is made directly from the client to the casino, cutting out the middleman such as when paying with a credit card. Casinos also make use of this system’s advanced security which incorporates digital fingerprints and tracking.

This high level of security is achieved by different techniques apart from tracking, which include digital signatures, public key cryptography, transaction authentication, and duplicate detection. Another advantage of this system is that since the whole process happens online, payment tracking is much simpler and easier.

Each transfer is assigned its own unique tracking code which the player may use as a reference and as a transaction record. Of course, having to provide one’s personal and banking information to the eCheck system may be a hard pill for some people to swallow but the entire process is heavily encrypted so the customer’s private and financial details are safe. The casinos themselves have no direct access to the information and a person can forward payments to multiple casinos at once from the same checking account.

This electronic money transfer method is far safer than its standard paper cousin since there is no physical document that needs to be mailed by the payee to the recipient, i.e. the online casino. To boot, banks themselves would protect their customers against misappropriation and frauds.

For example, the federal Regulation E stipulates that all US banking institutions should reimburse checking account holders and permit them to void transactions they believe are fraudulent. However, measures should be taken within 60 days after the unauthorized transfer has appeared on their bank statement. Furthermore, US holders of checking accounts are protected by the policies of the Federal Deposit Insurance Corporation (FDIC) which states that all US citizens’ savings and checking accounts must be insured against bank insolvency for up to $250,000.

The casinos themselves have no direct access to information and a person can forward payments to multiple casinos at once from the eCheck system.


echeck availabilityThe beauty of eChecks lies in the fact they are available worldwide and are accepted by most large and reputable online casinos. Furthermore, eChecks serve as a very fitting payment alternative for players from jurisdictions like the United States where online casino gambling is mostly prohibited.

Such players may be able to initiate a deposit with a prepaid or a debit card only to find their withdrawals to the said card are blocked by their issuer. Since online gamblers from the US cannot use widespread digital wallets like Skrill and Neteller, they would usually resort to having their withdrawals returned to them either via a bank transfer or eCheck, which is the faster alternative out of the two. The same pertains to players who gamble at offshore-licensed online casinos but reside in jurisdictions where online gambling is outright prohibited without a license from local regulators. Online casinos in the United Kingdom on the other hand are completely legal and thriving. They have many diverse payment methods, eChecks being one of them.


eCheck Casinos PreviewWe are living in the age of the Internet and we are always connected to it even when we are away from a computer or on the move. Most banks that service checking accounts also have their own mobile applications for Android and iOS. This makes it easier for players to top up their casino accounts if they are away from a computer or cannot access one for whatever reason.

The main appeal of eChecks over classic paper ones for players and casino owners alike is that the transfer of money is immediate and the player can begin a game almost as soon as they have sent the payment. Meanwhile, if they send a paper check they would have to wait several days, at which point they may lose the desire to play. In addition, the sum can be refunded by the bank within 60 days of issuing the check (similarly to a credit card) should any trouble or fraudulent activity occur.

Another positive of using eChecks has to do with is their worldwide availability. Players from all countries can choose them as a payment method as long as the casino they have signed up with supports eChecks as a banking option.

The acceptance of eChecks is especially beneficial to players from the United States, who often struggle to process their payments to foreign online casinos because of the legal restrictions that prohibit payment services providers and financial institutions from handling such transactions. Of course, a possibility still exists that the bank may decline the transaction but the chances of this happening are much smaller.

The eChecks can also be considered a method that reduces the risk of overspending and depth accumulation. Since the money for the transfer is deducted from the player’s checking account which contains only liquid funds they use for day-to-day expenses during the month, it would be impossible for a gambler to slip into debt.

Many online casinos would accept eChecks for both deposits and withdrawals. Players who have checking accounts are provided with a card which they can use to withdraw their winnings from any ATM in the world. Though not as popular as other methods of payment, eChecks transactions come with a few bonuses for players. Typically around a 10% deposit or a set sum bonus awaits players at most large casinos.

Though not as popular as other methods of payment eChecks transaction bring with them a few bonuses for players. Typically around a 10% deposit or a set sum bonus awaits players at most large casinos.


A drawback to using eChecks is that because of the much smaller time window in which funds are released from your account, you need to ensure you have the full sum in your checking account at the time of the transfer, otherwise the check may bounce. Also one must take into account the fact that the bank will most likely not issue a copy of a canceled check even if presented with a paper one. If the check bounces due to funds insufficiency, the player is almost guaranteed to be charged with a hefty fee.

The increased minimum deposit limits may also be deemed a disadvantage, especially if one is a small-scale player who prefers to deposit within the range of $50 or so. Last but not least, eChecks are not as time-efficient as other widely used payment methods like cards and e-wallets, at least where withdrawals are concerned.